Archive for the ‘General Life Insurance Questions’ Category.

How Much Life Insurance Do You Need?

Here are some things you should consider when calculating how much term life insurance you’ll need.

From Riders to Exclusions and Limitations

Signing on for a life insurance policy can be a confusing thing. You want to make sure that you’re obtaining the right coverage so that in the event of your death, your family won’t be overwhelmed by financial burden. But policies can contain cryptic and confusing verbiage. You may be hesitant to sign away your […]

8 Reasons Young Workers Need Life Insurance

If you’re young and need some more convincing as to why you need life insurance, check out these eight reasons below.

7 Things to Address In Your Life Insurance Policy

These are just seven of the many things you should address when purchasing a life insurance policy.

Why Should a Single Person Buy Life Insurance?

Single people may not purchase life insurance because it is seen as an unnecessary expense.  They wrongly assume that life insurance should only be obtained for married people.  They only consider the money being needed to support the surviving spouse and children with living expenses.  However, our culture and family makeups have changed over the […]

Is It Possible For A Single Parent To Obtain a Life Insurance Policy On The Child’s Other Parent?

In our country, and indeed, in the world the number of single parents is increasing each year. This kind of social change has many implications and has left many questions to be answered. These implications have extended out into the life insurance field, as well. One question that has been thrown out there from single […]

What is Life Insurance And What Are Its Benefits?

There are many people who seem to discuss life insurance, as though, everyone understands all of the complexities of it.  This is an unfair assumption for them to have, as many of us do not even understand what life insurance is.  Perhaps some of the following information will help to clear up the issue. Life […]

Do I Need Life Insurance Coverage?

This depends on different variables and circumstances. If it is affordable to you, then yes, it is possible you should have life insurance for a number of different reasons. The first and most important reason is for your dependents, such as children, spouses or even elderly parents who are relying on you to provide the […]

How Much Life Insurance Do I Need?

Are there any specific amounts of life insurance that I should buy? Some people would say that you should purchase at least 10 to 30 times the amount of your annual income or some other formula using a multiple of your annual income. Actually, the wisest way to decide on the amount of life insurance […]

Why Should I Buy Life Insurance?

Any number of reasons. It varies from individual to individual, but there are some more common reasons. They include the following: Income replacement or supplement Money to cover future funeral expenses that will be placed on your survivors Money to pay off the debts and bills you might leave behind Money to pay off medical […]