Archive for the ‘General Life Insurance Questions’ Category.

How Much Life Insurance Do You Need?

Here are some things you should consider when calculating how much term life insurance you’ll need.

From Riders to Exclusions and Limitations

Signing on for a life insurance policy can be a confusing thing. You want to make sure that you’re obtaining the right coverage so that in the event of your death, your family won’t be overwhelmed by financial burden. But policies can contain cryptic and confusing verbiage. You may be hesitant to sign away your [...]

8 Reasons Young Workers Need Life Insurance

If you’re young and need some more convincing as to why you need life insurance, check out these eight reasons below.

7 Things to Address In Your Life Insurance Policy

These are just seven of the many things you should address when purchasing a life insurance policy.

Why Should a Single Person Buy Life Insurance?

Single people may not purchase life insurance because it is seen as an unnecessary expense.  They wrongly assume that life insurance should only be obtained for married people.  They only consider the money being needed to support the surviving spouse and children with living expenses.  However, our culture and family makeups have changed over the [...]

How Can a Consumer Find the Best Coverage For The Lowest Premiums for Life Insurance?

When shopping for life insurance, it is wise to get quotes from as many different companies as possible before you purchase a policy. There are insurance agents that deal with multiple companies that can provide several quotes and policies from different companies. It is always a good idea to meet with several different agents before [...]

What is Life Insurance And What Are Its Benefits?

There are many people who seem to discuss life insurance, as though, everyone understands all of the complexities of it.  This is an unfair assumption for them to have, as many of us do not even understand what life insurance is.  Perhaps some of the following information will help to clear up the issue. Life [...]

What Is A Life Insurance Cash Value Plan?

If you want a policy that has cash value, that plan will charge more in the early years than a term policy would. The life insurance policies would be comparable in the amount of life insurance. What happens to the extra money? It is invested and is used to establish the cash value, which will [...]

Do I Need Life Insurance Coverage?

This depends on different variables and circumstances. If it is affordable to you, then yes, it is possible you should have life insurance for a number of different reasons. The first and most important reason is for your dependents, such as children, spouses or even elderly parents who are relying on you to provide the [...]

Who Is Eligible for Life Insurance?

You may want to know who is eligible for viatical settlements. It is important to have this information so you can know that the person you are hoping to help get viatical settlements and will be qualified for it. In order to be qualified for viatical settlements, you must have life insurance and be considered [...]