Archive for the ‘Life Insurance & Your Lifestyle’ Category.

8 Parts of Your Body Most Affected by Weight Gain

The following are the seven parts of your body most affected by weight gain, so put down the junk food and take note.

7 Bucket-List Adventures That Could Wreak Havoc on Your Premiums

If museums bore you, and you prefer to live life dangerously, there are certainly plenty of exotic activities waiting for you.

8 Ways to Stay Fit in a Sedentary Work Environment

In 2009, 63.1% of adults were either obese or overweight, according to theĀ Gallup-Healthways Well-Being Index, and the number continues to crawl upwards each year. If you’re just starting your first desk job, you might be gaining weight simply from the reduced activity while keeping the same diet. It can be hard to counteract the long, […]

8 Great Apps to Monitor Your Health

Here are eight health apps that are currently available for your smartphone.

The Life of Rodney King: 7 Memorable Quotes

In 1991, Rodney King was the victim of police brutality that would set off a wave of public disquiet towards racial discrimination. Forced into the role of a civil rights figure, King’s life became very public from that day onward, uncovering both his saintly attributes and the gritty, dark nature of his alcohol and drug […]

Morbid But True: 7 Reasons You Should Get a Will

Face your fears and consider these seven potential reasons you need to draft a will immediately.

How Do Health, Age and Gender Affect Life Insurance?

These are three very important factors in regards to life insurance. Greater age will equal greater cost of life insurance. The reason for this is simple: the more aged you are, the more likely it is that you will die. This is the second most important factor. Gender affects life insurance in a similar way. […]

Will My Smoking Habit Prevent Me From Getting A Life Insurance Policy?

If you are a smoker, you can still obtain a life insurance policy. You will, however, pay a higher premium than a non-smoker. If you have been smoke- free for over a year, you can qualify as a non- smoker with many different companies. If you have a smoking related illness, the life insurance company […]

How Will Participating In High Risk Lifestyle Activities Affect My Life Insurance Rates?

Lifestyles can affect premiums. If your hobbies or occupation make you more likely to face an untimely death, than one is considered “high risk”. Pre-screened information assists the insurance company in determining how probable you are to die young. Many companies will not underwrite a policy if the client engages in dangerous or risky behavior. […]

Will It Be Harder To Obtain Life Insurance, If I Travel To Less Developed Regions Of The World?

Anything that could pose a significant risk to your future health, may have an effect on your ability to purchase life insurance or on the premiums that you will be required to pay, if you can purchase a policy. If you have a history of extensive travel, your insurance company may also inquire into your […]