Archive for the ‘Other Life Insurance Questions’ Category.

8 Ways Funeral Homes Will Try To Rip You Off

Be aware of these funeral scams so that you don’t get taken advantage of during a difficult time in your life.

Need Help Finding Life Insurance For Non-English Speakers?

If I know someone who needs life insurance but does not speak English, how can I find them an agent? If you know someone who is a non-English speaker and needs life insurance, there are many companies out there that offer agents who speak different languages. These agents are trained to address customers who do [...]

Who Can You Turn to if You Have a Problem With Your Life Insurance?

My insurance agent was not able to help me resolve the problem I had with my life insurance, is there anyone else that I could turn to for help? If your insurance agent was not able to help fix a problem you had with your life insurance, you can take further action. The next thing [...]

Do You Need Help In Getting Your Money Back When The Government Takes From Your Life Insurance?

If the state took money from a life insurance policy that I forgot about, is there anyway I can get it back? The state governments may be able to take money from inactive insurance or bank accounts. If you found out that the government has taken from your life insurance policy, you may be able [...]

Whom do I Contact in Regards to Government Regulation of Life Insurance Policies?

Your state government is most likely the primary actor in insurance regulation, as only a few federal laws are in place that actually regulate the insurance industry. Contacting your state government directory or general information at your state government building will likely be the most expedient way to determine the contact information for your state’s [...]

What Is The Reason For Life Insurance Having Lower Premiums For Women?

Is it true that life insurance for women cost less than life insurance for men? If so, what is the reason behind this? Usually, women will get life insurance policies that cost less than men. Insurance companies use statistics to determine their rates. Statistically speaking, women tend to have a much longer life span than [...]

What is the Face Value of a Life Insurance Policy?

The face value of your life insurance policy is the total value that the purchased policy is worth. This is the amount stated on the paperwork of your policy, and the number specified in the terms. The number can some times fluctuate though, depending on the terms of the policy, and different investments rates the [...]

How Can I Find Contact Information for my State Insurance Department?

Life insurance is usually regulated at the state level rather than the federal level; however, there are some laws created at the federal level that life insurance companies have to follow. “[Insert Your State's Name Here] State Department of Insurance” is usually what the agency that regulates insurance companies is called commonly. Most states have [...]

How to Resolve a Missing Insurance Policy After A Relative’s Death

When a close relative, like a mother or father, dies and their life insurance can not be found, many people are unsure of the next step. Unless you know specific information regarding their policy, like which company carried it and if the policy is still in force, there are a few different possibilities regarding the [...]

Can A Consumer Get Life Insurance Information And Documentation In Other Languages, Such As Spanish Or Chinese?

Many life insurance companies market to the Spanish speaking communities, as well as different languages. Most of them have departments dedicated to certain nationalities. They provide literature in quite a number of languages to accommodate their clients. There are also life insurance web sites dedicated to specific languages other than English. When contacting a life [...]