Archive for the ‘Uncategorized’ Category.

Trampoline Exercises, Make Workouts Fun!

Remember how fun it was to bounce on a trampoline in the backyard as a kid? Trampolines are back, and now they’re being used as powerful tools in the pursuit of healthy weight loss. Pair fun with fitness by investing in a mini trampoline. What Are Mini Trampolines? A mini trampoline is essentially the same […]

Recent Celebrity Deaths

In the last year or so, several legendary celebrities and acclaimed individuals have passed away, gaining national attention and some controversy. These distinguished people have contributed to the music, entertainment, art, and technology world for years. Each unique in their abilities and contributions, they were loved and respected by all. Dick Clark – April 18, […]

8 Bizarre Things We Think may Cause Cancer

In a world where the cure for cancer is elusive, the list of carcinogenic substances seems to grow exponentially every day. It seems like everything eventually causes cancer, particularly the things we enjoy in life the most. Instead of responding to growing cancer claims with varying levels of hysteria, it may be better to take […]

10 Huge Health Factors that Spike Life Insurance Premiums

Shopping for life insurance is something that many avoid, due to the combined factors of enormous hassle and a hesitance to contemplate mortality. In addition, pricey premiums can make the task even more daunting. Here are the ten most common health factors that can send your premiums through the roof. Tobacco Use – The use […]

10 Types of People Who Need Term Life Insurance and Why

There is a running debate over what kind of life insurance is best, term life insurance or whole life insurance. Basically, term life is less expensive, but it does run out without accruing the cash value and benefits of much more expensive whole life policies. In general, people who can’t afford or who don’t want […]

Does Drug Usage Increase/Decrease Life Expectancy?

Most people would agree that advances in the pharmaceutical industry have dramatically increased the average life span of industrialized countries. At the same time, addiction to both prescription medications and illicit substances has cut life short for many individuals. Some would say that most harsh chemical solutions should be bypassed whenever possible for a gentler, […]

What do the letters C.L.U, Lutc, and Chartered Financial Planner Mean in Relation to My Life Insurance Agent?

It all has to do with training. These letters and designations, as well as other letters and designations simply tell you how much training your representative has had beyond the basic required amount of training. The basic training is given to all sales representatives of your representative’s company, but they can take it one or […]

What Are The Different Types of Life Insurance?

There are several types of life insurance available, all of which offer different benefits and are geared toward different situations. They are Insurance Variable Life, Group Life Insurance, Credit Life and Home Service Life. The first of which, Insurance Variable Life, is determined by the the stock market. The performance of the investments affected the […]

What Are Life Insurance Endowment Policies?

In the modern market, there are many different options to select from within the life insurance realm. You are no longer restricted to just picking up a whole life insurance policy. In fact, one option that many like to go for that is similar to whole life is something known as an endowment policy. An […]

What Is The Suicide Clause And How Does It Affect My Life Insurance?

It affects your life insurance very minimally after an initial waiting period, and after that, suicide is treated as any other form of death. The suicide clause is this: during a certain initial amount of time of holding the policy, suicide does not count as death and is not covered by the policy; however, after […]