You can easily check the financial stability of any given life insurance business by looking them up with any of the various rating agencies. A lot of insurance agencies will display their rating on their websites but it is always a good idea to verify their rating with a third party. The primary organization that rates insurance agencies is known as A.M. Best, and you can look up any insurance company at their website http://www.ambest.com. If you can not locate the insurance company you are interested in on their website, you should proceed with caution. There are other rating organizations out there that keep tabs on the financial stability of insurers as well, that you can locate via Internet search. Checking up reviews of the companies you are interested in doing business with is another great way to help you get a better idea of who your dealing with.