In the past few years, a few life insurance companies have gone under. While most of the people received the money they were entitled to for their investments, the hassle and struggle it caused was devastating.
You should review the financial information about the company you are deciding to use before you purchase a policy. It is important to review this information even if the company has been around for many years. Old companies can fail too.
A simple check will guarantee that you are not left empty handed and your family unprotected. A check can take you as little as five minutes, if you search on the Internet.