What do the letters C.L.U, Lutc, and Chartered Financial Planner Mean in Relation to My Life Insurance Agent?

It all has to do with training. These letters and designations, as well as other letters and designations simply tell you how much training your representative has had beyond the basic required amount of training. The basic training is given to all sales representatives of your representative’s company, but they can take it one or more steps further, which is what the letters and other designations indicate to you.

To understand what each designation and set of letters means, as well as how many different types of designations there are, try searching the Internet for more information and a thorough explanation of each. You can also search for what training and education is necessary to achieve those letters or designations.